Ukrainians have shifted their investment preferences from housing to land.

In 2024, notaries certified 452,217 real estate purchase and sale agreements, 12% more than the previous year but 28% less than before the full-scale Russian invasion. Analysts noted that 60% of all agreements last year were for land plots, representing a 50% increase compared to agreements for apartments or houses, with 273,000 versus 178,000 agreements. The purchase and sale of land plots rose by 18% over the year, totaling 273,000 agreements. However, this figure is 11% lower than in 2021, when 306,000 agreements were certified.

At the same time, Ukrainians are not rushing to invest in housing, as agreements in this sector increased by only 3% over the year. Currently, the purchase and sale rate for apartments and houses is45% lower than before the full-scale invasion.

Conversely, Ukrainians are more likely to take out mortgages, with the number of such transactions increasing by 14% over the year, amounting to almost 13,000 properties. This segment is supported by the state preferential mortgage program eOselya, which was used in 70% of housing purchases, or 8,500 mortgages.