Ukrposhta sees its expansion into postal banking as a key to democratizing finance in Ukraine.

Over the last decade, Ukrposhta figures have illustrated that the number of bank branches in Ukraine dropped by 65%, to 7,134. Over the same time, the number of post offices fell by only 22%, to 10,706. In Ukraine, there are nine POS terminals per 1,000 inhabitants, compared to 29 in the EU.