Maintaining the discount rate level is necessary to develop lending and deposit programs.

In autumn, against the background of increasing inflation, it will be essential to maintain the discount rate at 13% and the rate for 3-month deposit certificates at 16%, according to finance experts. On the one hand, the inviolability of these two crucial indicators will positively affect the development of lending and deposit programs. On the other hand, it will have a “therapeutic” effect for clients.

Each citizen should be sure that the hryvnia is not threatened by global changes, that, for example, inflation will not “swallow” deposited funds, and credit rates will not rise drastically. That is why maintaining the rates based on the credit policy and profitability of most deposits will strengthen the trust of Ukrainians in the national currency and the state’s economic strategy.

At the same time, a few experts suggest that the autumn may be tense due to new energy challenges, particularly for the banking sector. However, there will not be a mass outflow of customers because all the necessary conditions for carrying out banking operations have been created.