Ukrainians have accumulated a record amount of funds in banks.

According to the latest data from the NBU, the total amount of funds deposited by individuals in bank accounts in hryvnia and foreign currency increased by 2.5% in June, reaching a record high of nearly ₴1.3T. Since the start of the year, total consumer deposits in banks have grown by 7%, amounting to ₴1.2T. Hryvnia consumer deposits in banks rose by 2.7% in June to ₴856.56B. Additionally, foreign currency deposits, converted to hryvnia, increased by 2.2% in the reporting month to ₴440.6B. During this period, deposits from legal entities (in both hryvnia and foreign currency) grew by 1.1% to approximately ₴1.5T.

The average interest rate on hryvnia deposits in June increased by 0.2 percentage points for legal entities, reaching 10.1%, and by 0.1 percentage points for individuals, reaching 11.1%. The rate on foreign currency deposits was 0.7% for legal entities and individuals.

It is noteworthy that last year, the volume of consumer deposits in banks rose by 12.6%, reaching ₴1.08T, while in pre-war 2021, it increased by 6.8% to ₴720.9B.