According to the latest data from the NBU, the total amount of funds deposited by individuals in bank accounts in hryvnia and foreign currency increased by 2.5% in June, reaching a record high of nearly ₴1.3T. Since the start of the year, total consumer deposits in banks have grown by 7%, amounting to ₴1.2T. Hryvnia consumer deposits in banks rose by 2.7% in June to ₴856.56B. Additionally, foreign currency deposits, converted to hryvnia, increased by 2.2% in the reporting month to ₴440.6B. During this period, deposits from legal entities (in both hryvnia and foreign currency) grew by 1.1% to approximately ₴1.5T.
The average interest rate on hryvnia deposits in June increased by 0.2 percentage points for legal entities, reaching 10.1%, and by 0.1 percentage points for individuals, reaching 11.1%. The rate on foreign currency deposits was 0.7% for legal entities and individuals.
It is noteworthy that last year, the volume of consumer deposits in banks rose by 12.6%, reaching ₴1.08T, while in pre-war 2021, it increased by 6.8% to ₴720.9B.