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Ukrainians continue to deposit more money into their savings; in the first half of the year, deposits increased by ₴60.2B.

An employee uses a machine to count U.S. one-hundred dollar banknotes at the Bank.

An employee uses a machine to count U.S. one-hundred dollar banknotes at the Bank.

According to the Deposit Guarantee Fund for Individuals, as of July 1, 2024, the total amount of deposits of individuals and entrepreneurs in Ukrainian banks reached ₴1,295T, which is ₴28.9B more than a month earlier. In the first half of 2024, deposits increased by ₴60.2B, of which ₴30.7B is real growth (without considering changes in the exchange rate).

At the beginning of July 2024, the structure of deposits was as follows: deposits in national currency – ₴840.4B (+₴25.8B per month); deposits in foreign currency – ₴454.6B (+₴3.1B). In total, 64.9% of deposits are in national currency and 35.1% in foreign currency (at the beginning of the year, it was 64.5% and 35.5%, respectively).

At the same time, the share of individual entrepreneurs in the total amount of deposits as of July 1 was 3.3%, and these deposits totaled ₴143.1B, 11% of the total deposited amount.

 

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