As of April 1 2025, the total amount of consumer deposits, including those from individual entrepreneurs (FOPs), in Ukrainian banks surpassed ₴1.392T, which is ₴1.7B ($40M) more than at the beginning of March.
According to the Deposit Guarantee Fund, out of the total consumer deposits, those in hryvnia account for ₴892.8B (-₴4.8B), while deposits in foreign currency total ₴500B (+₴6.5B). FOPs represent 3.2% of all depositors and 11.2% of the total deposited amount, with their account totals reaching ₴156.6B.
Most Ukrainians, 57.4%, have accounts totaling up to ₴200,000, which constitutes 28.38% of the total deposited volume. Nearly half of all funds reside in accounts exceeding ₴600,000, held by only 0.54% of the population.
It is noteworthy that Ukrainian banks raised interest rates on hryvnia deposits in April, increasing by a total of 1 to 1.5 percentage points. The most profitable deposits are for terms of 6-9 months, yielding an average of 13.5-14.5% annually.