The average bank interest rates on new hryvnia consumer deposits in August amounted to 10.6% per annum, which is 0.1 percentage point lower than a month ago, NBU data shows. Interest rates on new consumer deposits in foreign currency remained at 1.1%. Bank’s consumer deposit portfolios grew by 0.8% in August to ₴1.147T and exceeds the level seen at the beginning of the year (₴1.078T).
As for loans, in August the average interest rate on new bank consumer loans in the national currency amounted to 33.8% per annum. A month ago, rates were at 34%. At the same time, banks reduced rates for commercial loans in hryvnia from 16.5% to 14.7% per annum. Bank’s consumer credit portfolios increased by 1.8% to ₴263B, for enterprises – by 1.0% to ₴811B.
According to the NBU, the share of loans in Ukrainian expenditures increased to a historical maximum.