by signing a Loan Agreement with the EBRD. The program is a joint EU-EBRD initiative to assist Ukrainian small and medium-sized enterprises (SMEs) in financing their sustainable investments in technologies that will enable SMEs to take advantage of the opportunities available under the Deep and Comprehensive Free Trade Area (DCFTA) to meet international standards. Under the Program, borrowing companies have the opportunity to receive grant funds (cashback) from the EBRD up to 15% of the loan amount after the successful implementation of the investment project.