“We are actively growing our customer base,” said Oleg Gorokhovsky, the co-founder of Monobank. The number of active mono cards as of September 2021 has grown to 4.3 mln, which is twice as many as in 2020. Mono’s retail loan portfolio grew 1.5 times over the year to ₴23.3 bln ($886 mln), making it the second-largest bank in the market in terms of retail loans.