The Zelensky administration is promoting affordable loans at affordable rates. At last, Ukrainians can afford to purchase real estate without the eye-watering interest rate charges of the past. Ukraine has never seen such affordable residential mortgages. Three years ago, the average mortgage rate was 20%, which is not sustainable. If you were to look at the Kyiv skyline from the 20th floor today, you will see dozens of cranes erecting the residential properties. This is a market that needs this financial boost to sell existing and future housing stock. The new law will allow the number of new sales to increase significantly, and allow first home buyers or those wishing to upgrade their housing the opportunity to do so in a sustainable manner. Best Regards, UBN Editorial Board.