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Bankers share their forecast for deposit rates through the end of the year.

Bankers share their forecast for deposit rates through the end of the year.

У березні українці наростили суми на депозитах на ₴20,3 млрд.

By the end of the year, average rates on hryvnia deposits, depending on the term of the deposits, will remain at 14-14.5% per annum, predicts Globus Bank.

It is noted that the average return on deposits with a term of three to six months will not exceed 14.5% per annum, and the average return on deposits with placement from nine months to one year will be 14% per annum. At the same time, considering inflation, which decreased to 5.3% in annual terms, and accompanying bank commissions, the net profit on hryvnia deposits will be from 6% to 7%, almost 2.5 times higher than the yield on foreign currency deposits.

The structure of deposits is as follows: deposits of ₴50,000-100,000 account for 50%, deposits of ₴100,000-200,000 account for 20%, and about 15% are deposits up to ₴50,000.

According to NBU Council member Vasyl Furman, the trust of Ukrainians in the banking system is growing, and the volume of household deposits in hryvnias has increased by 30% since the beginning of the year, up to ₴250B.

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